Categories for Financial Advice

Emergency funds - why, what, and how. With 50 days of rain ahead when better to start?

What does it looks like in a cost-of-living crisis? A significant disadvantage. Here's more ...

Money and mental health connect - how could they not? Our helpful tips include talk, block and confront ...

Not exactly fun, but taking control of your pension is the best way to get ahead and stay there. Here's how ...

'I wish I’d started X earlier' - we hear it daily. Sometimes hourly ...

Money is a marathon not a sprint. It's a cliche but it's true ...

Big life moments are all part of the adventure, but milestones and money are never far apart.

Tax year over and budget done - here's the state of play in taxes, bills and benefits

Times are tough and tight for first-time buyers but a big chunk of the challenge is seeing the challenge. Cue clarity ...

Actions, tips and the five-figure gulf between the confident and unconfident

No, it's Debt Awareness Week ...

There's a time and place for emotion but in investing it pays to stay calm.

Shopping preloved hits the brief for buyers, sellers and the planet. It's a great solution in a growth spurt with only a couple of caveats ...

UK tax year end - what does that mean and how I take advantage? Five weeks to organise and keep more of your own money.

Retirement costs are on the increase and the best time to start planning was years ago. The second best time is now.

Holiday planning means the expenditure as well as the experience. Here's how to meet your trip's expectations ... after coming home, too.

Reaching money goals comes via consistent, relentless micro actions. It’s not as sexy as a big old win, but it really does pay to sweat the small stuff …

Expectations and desires rise in-line with our income and the extra cash crumbles on life. This is lifestyle creep, and it needs a leash ...

A good financial plan knows where to cut and where to preserve things that bring value to life. The goal is yours, and the plan is too ...

How do I plan my money? Well, Rome wasn't built in a day and many microactions maketh the result.

Life insurance has been serving purpose for a long time. Like Ancient Babylonia, Roman Empire, the plague and the Titanic long ...

Small everyday goals and the big ones take care of themselves. A 2024 money audit? Let's go ...

Humans aren't good at predictions so let's not. Let's control things we do have domain over.

Is sustainable living the more expensive way? If you lift and shift then yes. If you have a mindset shift then definitely, definitely not ...

Does what we seek really need to be bought?

Mistakes tend to happen when one strays from Camp Safety Pencil and heads for Camp Adrenaline. Marshmallows, what?

Buy Now Pay Later is gaining ground so here's more and some words of warning. Debt's debt.

Sometimes life becomes a struggle. If that's you, here's action you can take ...

Money stress, your brain and all kinds of intelligence.

Will the real UK finfluencers please stand up, because otherwise it's Humphrey twice on Sundays.

The reality of trading is loss unless you're in the <1%. Trading is a high risk form of investing, so why rollercoaster when you can teecup?

How to make better decisions and drive faster towards the priceless things in life ... plus three manatees on a log.

Self employment may feel like an A1 scenario but the pension gap, and the financial resilience gap, need work from the start - for always ...

An economic round up and a very mixed bag. Optimism, pessimism and hope ... a week's a long time in economics.

Admit that money's emotional, harness its power and create a unique masterpiece. It's art and it's emotional. It's 'my' money.

Balancing wealth and wellbeing is a tightrope which starts at how and ends in why. That, plus sandwiches, only at Money Means.

How do I sort my pension? Maybe the first step is to think of it not as a pension but a Piffle. Free money anyone?

Failure to match savings rates with interest rates is just banks' latest offence. Time to do better?

Experts are starting to advise would-be homeowners to hang back. To 'wait and see'. This is buy versus rent in 2023 ... and it's complicated.

What is money? It's a powerful force in our lives that unique to every one of us yet there's a binding thread and consciousness is freedom.

Crypto is immature, wild and volatile ... but that doesn't mean those who invest have to be.

Our favoured brands are never banks and FS firms but why? And are conditions finally right for them to adapt ... or die?

Investment fees and charges: what are they, why are they there, and are they necessary?

Just as dieting isn't just about food, money management isn't just about money. It's compromise, concession, rough and smooth. Here's more:

It's interesting to look at what society values (and doesn't value) but what about you? Do you value you?

What can a tennis rally late in Melbourne teach us about mindset? A lot actually. This is how to prepare for a(ny)thing.

Mortgage costs can't not hit the rental market and rents have been growing faster than average earnings for nearly two years.

Yet again the problems are evident but we're shy on solutions. Still, Money Means are doing what we can ...

Some options are less-bad than others - here's more on what's going on and what you can do.

Britain has up to £77bn 'ghost money' in dud accounts and dormant pensions - here's how you can claim yours ...

Life insurance? Boring. It gets a bad wrap but it's reliable and necessary basic protection for your financial health ... here's more.

A new wrinkle in the money / happiness debate - extrinsic versus intrinsic purchases and why the word why is a must-have on every shopping trip.

Savings accounts in high interest times - your first move is recognising what kind of saver you are and will be. Here's the lowdown ...

UK government action on cold calling is part of a wider move against financial fraud. Here's more on fraud, its impact, and what you can do.

With traditional markets volatile, is it time to consider cryptos? Not exactly, there is no 'picking winners' and the old rules still apply ...

What can marathon runners teach us about money management? Loads. Planning, prep and mindset take your first steps to a new financial PB.

How will AI change our curiosity, what does it mean for your money and how do you avoid AIs inherent imperfections? Read more.

The cost of having children is a hot topic, especially during times of crises. Here's how to plan those costs and await rewards worth so much more than pounds and pence ...

What do a non-professional Scottish football team and the Serenity Prayer have to teach us about investments? Plenty if you believe in maybe ...

Your pension, if you have a pension, might be working really hard ... but not for you. Here's what to know and questions to ask to prep a better pension plan.

Are we headed for another banking crisis? Unclear. But what is clear is that pensions aren't getting the TLC they need. Here's more ...

Banish taboos and speed up the cultural revolution - a country where we're fluent in the language of financial wellbeing.

The FTSE 100 is just one small part of a hugely complicated investment landscape which relies (for better or worse) on a global economy in transition.

Updates in finance can be yawn-a-rific, but Open Banking is different. It’s a revolution for financial services. It’s moving at speed and the trajectory’s good.

Money impacts so many areas of life. We often focus on the obvious, but the payback, can be much more subtle.

Just 10% of people access professional financial advice leaving 90% to largely fend for themselves. It's time for change.

Financial isn't most important of the five wellbeing pillars yet (for better or worse) it influences all the others.

Plenty of people don't plan to retire. They've found their calling. Even so, life is what happens when you're busy making other plans.

It's early 2023 and new year's resolutions are already falling fast. Here's why you should focus on systems, not goals.

Like your general attitudes, your approach to money takes shape from birth. Your environment, parenting, genetics, psychology, education and how you process events all play a part.

The 2022 United Nations Climate Change Conference is taking place in Sharm El-Sheikh for most of November as world leaders gather to review countries’ targets to tackle the global climate crisis.

I’m not stupid but ... I’ve heard these words throughout my career. Financial industry jargon makes people feel that way... it’s a broken standard we need to fix.

What a week. Recent news has been hard to hear and tougher to follow so we’ve broken down the headlines and what it could mean for you.

Recessions happen and we get through them. No one's saying it'll be easy, but recessions are usually (not always) an opportunity for the economy to recalibrate what it is, does and means as people, markets and patterns evolve.

Estimating how much of a pension you need to aim towards involves a bit of maths, but it's worth it to gauge where you're at ... and how far you need to travel. Calculators ready?

Losses have more impact on us than gains. It’s a basic human instinct: we feel the bad more heavily than we feel the good. Cue some basics about investing ...